Call Now Apply Now →

Frequently Asked Questions

Answers to the most common questions about corporate finance, loans, and our services.

What types of loans does My Loan Expert arrange?
We arrange a comprehensive range including project finance, working capital (CC, OD, packing credit), equipment loans, construction finance, loan against property, unsecured CGTMSE loans, NCDs, and more. We also handle NPA resolution and OTS settlements.
What is the minimum and maximum loan amount?
We typically work on loans from ₹1 Crore to ₹500+ Crore. For MSMEs, we also handle smaller tickets under CGTMSE from ₹10 Lakh. Our expertise is strongest in mid-to-large ticket funding where structured advisory adds the most value.
How long does the approval process take?
Working capital enhancements: 30–45 days. Project finance: 60–90 days. Complex restructuring: 90–120 days. We always work to expedite through our banking relationships and never let cases go cold.
What are your fees?
Our fees are performance-linked and transparent — typically a small percentage of the loan amount, charged only upon successful disbursement. We do not charge any upfront fee for initial consultation. Full fee disclosure is provided before engagement.
Can you help if my loan has been rejected by a bank?
Absolutely. Many of our most successful cases began with bank rejections. We analyze the reason for rejection, address the underlying issues (documentation, financial ratios, collateral structure), and approach the right lenders with a well-prepared case. Most rejections are reversible with the right approach.
Do you help with NPA accounts and OTS?
Yes. NPA resolution and OTS is one of our specialized services. We negotiate with banks on your behalf to achieve the best settlement terms. We have resolved 50+ NPA cases. We also help businesses restructure and become bankable again post-settlement.
Which banks and institutions do you work with?
We have active relationships with 25+ financial institutions including SBI, HDFC Bank, ICICI Bank, Axis Bank, PNB, Bank of Baroda, and other nationalized and private banks. We also work with NBFCs (Bajaj Finance, L&T Finance, IIFL), AIFs, REITs, and ARCs.
What documents are required for a business loan?
Basic requirements: KYC (PAN, Aadhaar), company registration, 3-year audited financials, ITR, 12-month bank statements, project report (for term loans), collateral documents, and existing loan sanction letters. We guide you through the entire documentation process and fill any gaps.
Do you serve businesses outside your city?
Yes. We serve businesses across India — PAN India coverage. Most advisory services are handled through video calls, document sharing, and our national banking network. We have arranged loans for businesses in Maharashtra, Gujarat, Rajasthan, Delhi NCR, MP, UP, and other states.
Can you also help with external credit rating?
Yes. We offer complete external credit rating services — initial rating, review, upgradation, and surveillance. We work with CRISIL, CARE, ICRA, and Brickwork. Our team prepares your rating rationale, improves key financial ratios, and manages the entire engagement with the rating agency.

Still Have Questions?

Speak directly with one of our senior finance advisors.

Call Us NowSend an Inquiry
WhatsApp Call Now Apply Now